how to nprevent fraud

Stop Being Ripped Off By Every Credit Card Fraudster That Wants To Steal your Valuable Products!



Tired Of Accepting Stolen Credit Cards and Then Being Hit By Chargebacks?

Merchants Beware Reveals Everything You Need To Know To Stop Fraudsters Instantly!

You're about to learn The Secrets That Most People Will Never Learn About Online Credit Card Fraud and How to totally Prevent It Happening to You!





In 2007 There Was Over $3.6 Billion In Chargebacks

and Online Credit Card Fraud...

How Much Of It Was Your Money?









Hello and welcome, I'm Don Reid.



This site is designed to give you the information, skills and tools to defend yourself against "carders", "scammers" and "fraudsters" and to preserve your precious merchant account and profitability.



Preventing chargebacks is imperative if you want to stay in business, the amount of online credit card fraud is growing at an alarming rate.



Please allow me to give you a short version of my Internet story. I first began accepting credit card payments over the Internet in September 1995. I knew nothing and even had to borrow a friends merchant account in the beginning.



I remember how excited I was to be making money from sales on the Internet. That first month we made sales of $2,600. That might not sound like much but when you consider each sale was only $5.00 it was quite an achievement. The next month we hit $9,000!



Sales kept growing, we got more organised with our own merchant accounts and data base to track the sales. Things were good and in the January of 1996 we did over $100,000 in sales. Life was good.



Suddenly we began to get chargebacks!



What was this all about? I had never heard of a chargeback and had no idea what to do. I soon found out it meant that the bank was going to take the funds from my account and hit me up with the extra charges.



Surely the credit card processing company had our backs on this because the transactions were all approved. WRONG!



Surely our bank can help us with this... WRONG!



What about Visa and Mastercard, they'll get these chargebacks sorted out for us right? WRONG!



The Merchant Carries 100% Of The Risk In ALL

Online Credit Card Transactions



I discovered the hard way that in an online transaction the only party at risk is the merchant. It's simply down to the fact that you do not have a signature from the card holder authorizing the transaction.





According to the card companies - the merchant has no defence and will pay !



Not only have you lost the money from the sale, plus any shipping and transaction fees, you are now going to get fined $25 for the chargeback plus you're going to get hit for another set of transaction fees for the transaction to be reversed.



In addition to all those costs, you won't get the merchandise back either.



Hmmm....life was not so good anymore.





Over the next 5 years I had sales of over $18,000,000. The amount that eventually was charged back was approximately 40% or $7,200,000 so I think its fair to say I have a reasonable claim to some expertise in the online fraud field.



These days, by applying all the secret techniques that no one else will tell you i've reduced my fraud chargebacks to a negligible level.



Imagine how good it will feel to know when you go to bed each night that the money being deposited into your account is yours and it's not going to be chargedback or lost to fraudsters!



Just that peace of mind is worth 1,000 times the investment for this unique and easy to follow book.



I lead you step by step through each method i use to detect and stop fraudsters in their tracks - BEFORE THEY COST YOU MONEY.



Never again will you be left wondering just how much of the money in your account is really yours



Watch A Hacker Get The Data Off A Credit Card In Seconds - That's How Easy It Is For Fraudsters





You Don't Have To Be A Vicitim







Over the years I've seen thousands of online transactions. Because of this I learnt the patterns and the telltale signs of a fraudster at work. I know how to spot them before the transaction goes through.



If you have been the victim of chargebacks then you already know how much that tip alone would save you. Considerably more than the investment in this book.



If you are just starting out making sales on the internet with your own merchant account then you need to be armed with the information in this book. It's rock solid, real information that will save you many times over. If you're a veteran of internet sales then I'm probably preaching to the choir! You of all people know the risks and how the disruption of chargebacks places heavy toll on your online business.







"I have always found fraud extremely difficult to detect. It seemed so complicated and highly skilled techno geeks could beat the fraudsters.



I was amazed how well Don’s easy to follow process actually worked. It immediately impacted positively on my business both economically and emotionally.



Now 4 weeks later, I have become an advocate for this much needed e-book.”



Michelle Cunningham

MichelleCunningham.com















“As someone involved with and training others in fraud screening for many years, I can honestly say that Don’s book covers every strategy applicable to merchants in protecting themselves against fraud and chargebacks – and all detailed in easy to understand language.



Michael Bloch

www.TamingTheBeast.net









Merchants Beware is one of those few books that MUST be

read by anyone hoping who has or wants to have a business.



Online, off line... no difference. This information is pure,

rock-solid gold.



Seriously. Thank you for this



Jonny Andrews

www.MoneySiphonSystem.com









First Name

E-Mail









Fill in the form above to get your copy of my special report FREE

We hate spam as much as you and will never rent or sell your information













Here's what you are about to discover in the

next few minutes:



How To Detect Warning Signs Of Fraud at The Point of Sale

How To Spy On The Fraudster To Discover Where On Earth They Really Are

How to Void A Fraudulent Transaction Before It Costs You Money

How To Prevent Legitimate Customers Filing Chargebacks

How To Set Up The Same Traps I Use To Catch Fraudsters Every Single Day

How To Do Business Without Even Using Your Own Merchant Account





The "Merchants Beware" ebook is full of real information that really will lessen your risk. The book has amazing information you can apply to your procedures today.



Chapter 1 Title: Fraud and Chargebacks – What Happens and Why



• Understand the mechanics of why fraud and chargebacks happen.



• Discover the chargeback percentage you must stay under to get the best processing rate with your bank



• Learn what to do when you receive a "retrieval notice"



• The Pros and cons of international orders



Chapter 2 Title: Chargebacks



• The true risk and costs of chargebacks are revealed, you can avoid them if you follow my guide



• Administrative costs of managing fraudulent claims.



Chapter 3 Title: Warning Signs of Fraud at the Point-of-Sale



• The tools you can use to detect fraud BEFORE it becomes a problem, this chapter can save you thousands of dollars.



• My favoirute trick revealed and it saves me money every single day!



Chapter 4 Title: The Challenge Email



• My perosnal secret weapon to detecting and proving if an order is good or bad. I have never revealed this awesome tip ever before. In this chapter I give you my personal challenger email you can begin using on suspect orders in just a few minutes from now



Chapter 5 Title: Measures to Reduce Risk



• Real steps you can take today to reduce chargebacks and fraud. These steps will ultimately save you money, increase profits and assist retaining customers



• A secret tip reveals how you can prevent your card ever being used on the internet without your authorization, even if you lose it or have it stolen !



• This is a huge chapter with tons of goodies to help you reduce the risk from day one. Some of these subjects covered are CVV2 numbers, Customer Behavior Analysis, Global Fraud Management Portals, Manual Review, Address Verification Services, Shopping Carts, Website Verification Services and Employee Training



Chapter 6 Title: Real Life Examples & How I Lessen Fraud



• My proven 5 Step Plan to detecting, challenging and voiding fraudulent transactions BEFORE they cost you money - GUARANTEED!



Chapter 7 Title: Benefits of Having Good Data Security & Fraud Protection Methods



• Customers spend their money on products from online business they feel safe with, some important tips revealed which will protect you and your busienss while increasing sales and profitability.



Chapter 8 Title: Tips on Handling Customer Chargebacks



• Putting up a fight - is it worth it and how to do it



• What to do when you did screw up



Chapter 9 Title: Alternatives to Using Your Own Merchant Account



• Who can you turn to when you don't want to use your own merchant account.













“Being an online marketer for a number of years I am confronted with online fraud every week.

Not only do I not get paid but I also lose my product or service that I’m selling when this occurs.



Recently I discovered " Merchants Beware", I knew Don would have a fact rich ebook with a ton of helpful tips on how to beat the fraudsters.



He exceeds all my expectations. In fact one little secret that Don shared has already saved me thousands. "



Greg Reed

www.nichemegastore.com

www.nichemamma.com













Yes! I Want To Get The Secret Information and Techniques Needed To Protect Myself From the Fraudsters!



I Want Instant Access To "Merchants Beware"!





I understand that I'll also get instant access to the special video Don made showing exactly how to deal with a real fraudster.

I understand that I'll also get instant access to ALL your techniques for trapping and exposing Fraudsters.

I further understand that I will be given Don's famous "Challenge Email" which really makes fraudsters run for cover.

Finally, I know that anyone who passes on this amazing deal is going to be ripped off by fraudsters!





Only $47.00

IMPORTANT NOTE:

Click On The Orange Button Below To Process Your Order Now!







Click on the button above to process your order now

and get instant downloadable access



All Transactions Handled Via Secure ClickBank Servers



INSTANT DOWNLOAD













Fast Action Bonus:



• Bonus Video - watch over my shoulder as I go through the exact steps to expose a fraudster. This is not a test, this is a real fruadster exposed for you to see!



Once you see this video, you will be forever able to detect fraudsters and this video can also be used to train staff .



This is a $97.00 Value, Yours Free Today! Order Now For Instant Access









This book has been 13 years in the making and is the most up to date and easy to understand resource of it's kind available anywhere. I know because I searched for help fighting fraudsters. I could never find anything very useful so I had to develop my own system.



My entire step by step process for detecting and voiding online credit card fraud is totally revealed in "Merchants Beware"



I'm convinved it's everything you need to reduce your risk of fraud substantially which is why I'm happy to offer you a 60 day 100% Money Back Guarantee







Rock Solid, No Nonsense, Risk Free, 100% Money Back Guarantee



I Guarantee "Merchants Beware Is The Most Amazing, Effective Way You Will Ever See To Lessen The Risk, And Reduce The Number And Costs Of Chargebacks Against Your Business... Or I Will Hand Back Every Penny You Spent... All Of It.





Order "Merchants Beware" Now And Get Instant Access





All the risk is on me, there is nothing to prevent you ordering "Merchants Beware" today and applying all the techniques I reveal. All you have to lose is the risk of fraudsters ripping you off



See you on the inside!







Don Reid

Author,

Merchants Beware



PS: The choice is yours, you can do nothing and be an easy target for the carders and fraudsters or you can click the link below and get instant access to the one source of information which is going to save you from the bad guys.



PPS: You literally have nothing to lose, give "Merchants Beware" a try today.



PPPS: If you let this money saving, peace of mind go you are always going to be easy prey for fraudsters. your business will continue to suffer through rising costs and downright fraud. Don't blow it now! click the big red arrow below and ORDER NOW











First Name

E-Mail









Fill in the form above to get your copy of my special report FREE We hate spam as much as you and will never rent or sell your information









If you have definitely decided not to invest in the Merchants Beware Ebook which can save you thousands of dollars then please click here















Affiliates - Click Here To Make Money



ClickBank is a registered trademark of Keynetics Inc., a Delaware corporation. www.merchantsbeware.com is not affiliated with Keynetics Inc. in any way, nor does Keynetics Inc. sponsor or approve any www.merchantsbeware.com product. Keynetics Inc. expresses no opinion as to the correctness of any of the statements made by www.merchantsbeware.com in the materials on this Web page. MerchantsBeware.com is owned and operated by Etranz LLC



Need Help? Contact: support (at) merchantsbeware (dot) com









Copyright 2008 MerchantsBeware.com - About - Terms - Privacy - Resources - Contact - Blog - Articles - Site Map MLM Leads











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how to

If you have or want to start an Internet business in Nigeria, LagosNaWa.Com Bronze, Silver or Gold Package is the final solution to your biggest problems

Great News!!!: Henry Omenogor gives out 100 Free Websites, Free Payoneer MasterCard ATM(to cash your earnings from Zenith, ecobank etc), Google Adsense, Amazon Associate, 2checkout and Clickbank...
read down to see how to claim yours now..

Attend my Next Free Training

Plus Discover How To Use Paypal™, 2checkout™, Google Adwords™, Clickbank™ , e-Junkie™ & Amazon Associate™ Affiliate Programs in Nigeria For Your Internet Business And Start Making 10 Times More Than You Are Now!

From: Henry Omenogor

RE: The Unfortunate Nigerian E-commerce Dilemma

Dear Nigerian Entrepreneur,


I just got another email from a desperate Nigerian today.

It's the same old problems day in and day out, and quite frankly I am sick and tired of hearing them. These petty problems are getting in the way of Nigerians who want to earn income from the Internet legally, and I won't stand by and watch them suffer any longer.

Here's the problem: There are hundreds of new Internet entrepreneurs like you who just attended a big seminar or bought an expensive e-book on "How to make money on the Internet". You get all excited because some seeming Gurus told you how easy it was to make money from Clickbank™ and Paypal™, Google Adwords™, e-junkie™, Amazon Associates™, 2checkout™, Payooner™ and you set out immediately to design your master plan to make millions.

But when the Guru gets on his flies back to Lagos, Abuja, PH or where ever he's from (taking your money with him) you suddenly realize three BIG problems with being a Nigerian.:

1. You cannot register with Affiliate Programs -Clickbank, e-Junkie, Amazon Associate - Clickbank does not accept Nigerian. In fact, you won't even find Nigeria in their countries list. Because of this, you cannot apply all the strategies the 'gurus' teach you, and you're losing thousands in affiliate commissions.

2. You cannot fund or withdraw from Paypal - You have a great idea to sell a wonderful product on EBay™, e-Junkie etc, but you realize that you cannot sign up nor withdraw from Paypal to your bank account in Nigeria. Paypal will not pay you by cheque, and you don't have a US bank account. Because of this, you are losing out again while others make millions.

You cannot start without a Credit Card - Everything on the Internet requires a credit card, and you don't have one. You tried applying for one but you keep getting rejected and you finally say to yourself "I give up. There's no way I can continue like this…"

3. You cannot send traffic from US, UK, Asia or even Outside Nigeria to your site or affiliate program. You have a problem with running Adwords with your affiliate program to make money

I have heard those problem mentioned so many times from so many desperate Nigerians that I decided to put a stop to it. I know it can be done because I am selling on these sites as affiliate and publishers since 2005.

A New Dawn In Nigerian Internet Business Emerges!!!

FACT: Every e-book or seminar you pay for will just be a waste of money if you don't have or attend this Free Internet Wealth  Workshop Tagged  LagosNaWa.com Package.
STOP READING THIS! if you're not interested in solving the 3 biggest problems you will face as a Nigerian Internet entrepreneur,

The Four Problems are:

1. Payment Solution (paypal, payoneer, 2co.com. and how to own, fund and withdraw from them) in Nigeria

2. Sending Traffic to your site using Bum Marketing, Google Adwords, Twitter and Web 2.0 Tech.

3. Affiliate Marketing: Success in Clickbank, e-Junkie, and Amazon Associate Affiliate Program in Nigerian with or without owning your product and getting your money straight to your bank account.

4. How to set it up as I do and make money with it. I will build it for you free.  So read on

I am happy to have attended your training. Mr. Omenogor is a good man... Pa A. K. O Amu (OFN), Former Chairman, Athletic Federation of Nigeria
Owner; InternetMillionaireKit.Com Tel: Tel:07028561865

You have done well in your Internet Marketing Man... You are a blessing to your own generation... Pastor (Dr.) Sunny Obazu-Ojeagbase, Publisher, Complete Sport and Success Digest Extra

Dear Mr. Henry, This is my BIG THANK YOU... I've told everyone that cares to listen that i've been opportuned to learn from the
Master himself ...Leke Oshiyemi; Mobile:0803-307-1649

Here's the best part: I know at least 5 other Nigerians who are doing it too. So the question is not "Can it be done?"

The question is "How do I do it" and "Why is nobody sharing this information?"

I know how you feel. I faced the same problems not too long ago. But since I became a full time Internet entrepreneur, I have worked my ass out trying to find permanent, long-term solution to "equalize" my disadvantage as a Nigerian. I tried so many strategies (some that failed miserably) until I finally found THE solution.


I found the 'missing chapter' to all the e-books and seminars out there that just sell you a dream but don't show you how to achieve it. Nobody wants to stick around to answer these questions. Nobody wants to get his or her hands dirty and help you out.

I Found Chapter-Nigeria,
And I Want To Share It With You...

I have compiled all my strategies into a simple, no-hype-and-BS report that that I call LagosNaWa.com Chapter-N  Package. Please do not buy any e-book or go for any seminar before you get this package, unless you want to waste all your hard-earned money on empty promises.

Here's what you will discover in Chapter-N:



1. How To Register For Clickbank and Receive Your Money - They don't want you, and they never will. If you don't believe me you can go to www.Clickbank.com and try to register an account. I will show you a secret strategy to work around this problem, and start selling your product on Clickbank, the largest online marketplace in the world. With this information you can even start promoting hot Clickbank products as an affiliate and make so much more than you are making now. Even if you sign up, there is a great tweaking you will do in 2 minutes to be able to have your cheque as a Nigerian and it has to do with tax matters and once you work around this, you are on your way to making money here.

2. How To Register For e-Junkie and Receive Your Money, even if you do not have a paypal and then do your business and have your money in your Nigerian Bank account - They want you because Nigeria is listed, but they use paypal and 2checkout account. But you are limited in this area. I will show you how you can benefit without a paypal account and have your account there for life. see one of my website where I sell 7dollargiveaway.com

3. How To Make Money with  Amazaon Associate Program. Yes, if you don't want to use Clickbank or e-junkie, then I will show you how to run it with Amazon and get paid to your Nigerian Bank. You can sell your product here or promote other people's product... I will show you how to set it up and start selling...  Visit HenryOmenogor.com or BackPainCureSecrets.com


4. How To Get Clickbank Checks, e-Junkie Payments and Amazon Associate Cheques At Your Doorstep - I will show you how to make Clickbank send a check to your doorstep. It doesn't matter if you live in Lagos or Aba, or Abuja. It can be done, and I will show you step-by-step how to do it. All you need to do then is to go to your bank, cash it in, and smile happily.


5. How To Register For Paypal And Add A PPCard and Verify it- You cannot register for Paypal in Nigeria because Nigeria is not listed and you will not be able to withdraw money. I know it sounds stupid and you're probably thinking, "If I cannot withdraw from Paypal why open an account in the first place?" That's an excellent question, but there's no use trying to ask Paypal for help. They don't care. But, if you know what to do and how to do it, you can solve this problem once and for all. Note: Do not use a US or UK address as it will not work. Do not use VMI as they are hit by global economic slump.

6. How To Transfer Money From Paypal Easily - I will show you how to get any money in your Paypal account safely into Naira within 7 working days. With this information you will have better cash flow, and plan your business activities better.

7. How To Protect Your Paypal Account - You might get up one day and discover that Paypal has frozen your account. I will show you how to avoid getting your account blocked. With this information you will never do wrong in the eyes of the people at Paypal.


8. How to Solve Paypal Problems - Even if your Paypal account does get frozen one day (it happened to me), I will show a step-by-step recovery plan that will ensure your business can still runs without any problems and that you will not lose any more sales.


9. How To Create A Paypal Back-Up Plan - Never leave all your eggs in one basket. Do you? I will show you a secret strategy to protect yourself just in case Paypal decides to cut you off. With my secret "Plan C" strategy you will be able to switch to any other alternative payment processor within 3 seconds. And yes, I will also reveal what those alternatives are here. 2checkout.com, payoneer.com etc and How to get the money to your Nigerian Bank Account or using Zennith bank ATM to withdraw your money.

10. How To Start Without A Credit Card - If you have no credit card, stop worrying. Others may say that you have no hope, but I'll show you an easy way to solve this and start setting up your e-business right away. Don't worry, it's 100% legal!

11.And one secret here… You may have been told to sign up at clickbank with a virtual address from graphcard.com . It's ok but I tell you one thing here, I was like you in this regard until I met the real hurdle and that crossed it. And I will be showing you how to sign up and get your cheque from clickbank.


12, How To use Google Adwords to generate sales to your affiliate program or your own product.  Also, how to add adsense to your amazon, e-junkie and clickbank site to generate more income.

13,  How to set up your autoresponder and own your mailing list that you will sell to… .

14. Much, much more…

Yes... Nigerians Chill!. The world doesn't want you to be in e-commerce and Internet marketing. But hey, are you just going to give up? Or… are you going to fight back?

Please understand this fact: when dealing with big US companies that probably don't even know where Nigeria is on the world map: they hide behind their system.

As long as you comply with their system, you're ok. If their system rejects you, there's no point trying to contact them for help. Do you even think that their support staffs care about anything else other than making their jobs easier and taking home a salary every month?

This is a foolproof way of getting around all your problems. I don't use illegal tactics. I don't violate their TOS (Terms of Service) and I don't cheat their system. All I did was:

    a- learn the rules and..
    b- bend the rules to my benefit.

And considering what effort and resources I have put into this and the resultant positive impact it will bring to your success, I would have given it a price tag of N10,000.00.

But I will not as I have been blessed and would want to be a blessing to you also... The two pakages are:

Bronze Package: N3,000
As promised, this package for a limited time will go for N3,000.00 per download .

Silver Package: N5,500
For physically shipped Videos, CDs and Nigerian Printed books to any location in Nigeria...

Gold Package: N8,000(1st 100 People)(Gone) N10,000 for  next 2oo, N15,000 for rest.
A complete site with free payoneer mastercard, 2checkout affiliate account and products to sell, clickbank account, amazon associate and google adsense, plus all contents in Bronze Package..
For a sample site, visit http://www.OhMyWebSite.net

Note: If you want to continue to get fake information and fail woefully in your online business, then ignore this!!       

Look! I will still increase this price after a limited time...

This is your time to actually get on board and leverage on the internet business opportunity, make money and live the life of your dream...

Grab it now, send a mail to menog @ menogdomain.com or Call Menog Computers at 08027246021 or 07025825796.

To your success,

Henry Omenogor
Founder/Creator; LagosNaWa.Com

(c) Menog Computers & LagosNaWa.Com  2009